Loan Against Property

At StarInvest, we offer Loan Against Property (LAP) to help you unlock the potential of your owned property and fulfill your financial needs. Whether you need funds for business expansion, education, medical emergencies, or any personal requirements, our LAP solutions provide high-value loans at competitive interest rates.

Features & Benefits

✅ High Loan Amount – Get a loan based on the market value of your property.
✅ Attractive Interest Rates – Enjoy competitive rates for lower EMIs.
✅ Flexible Repayment Tenure – Choose a tenure that suits your financial plan.
✅ Quick Processing & Disbursal – Hassle-free application process with minimal paperwork.
✅ Use for Multiple Purposes – Utilize funds for business, education, weddings, debt consolidation, or other personal needs.

Eligibility Criteria

To apply for a Loan Against Property, you must meet the following criteria:

• Age: 21 to 65 years (varies based on the lender's policy).
• Employment Type:
  • Salaried individuals working in a government or private organization.
  • Self-employed professionals or business owners with a steady income.
• Income Stability: Proof of a regular income source is required.
• Property Type: Both residential and commercial properties are eligible.
• Credit Score: A good credit score (preferably 650+) increases loan approval chances.

Required Documents

To process your loan application, you need to submit the following:

For Salaried Individuals

📌 Identity Proof – Aadhaar Card / PAN Card / Voter ID / Passport
📌 Address Proof – Utility Bill / Rental Agreement / Aadhaar Card
📌 Salary Slips – Last 3 to 6 months
📌 Bank Statements – Last 6 months
📌 Property Documents – Ownership proof with clear title
📌 Income Tax Returns (ITR) – Last 2 years

For Self-Employed Individuals & Business Owners

📌 Identity & Address Proof – Aadhaar Card / PAN Card / Passport
📌 Business Proof – GST Certificate / Business Registration Certificate
📌 Bank Statements – Last 6 months
📌 Financial Statements – Balance Sheet & Profit-Loss Statement
📌 Income Tax Returns (ITR) – Last 2-3 years
📌 Property Documents – Ownership papers with clear title

How to Apply for Loan Against Property at StarInvest?

1️⃣ Check Eligibility – Ensure you meet the age, income, and property criteria.
2️⃣ Submit Documents – Provide KYC, income proof, and property-related documents.
3️⃣ Loan Processing – Our team will verify the details and assess your property value.
4️⃣ Approval & Disbursal – Once approved, the loan amount will be credited to your account.

At StarInvest, we are committed to providing transparent and affordable financial solutions. Apply for a Loan Against Property today and turn your assets into a source of liquidity!