Gold Loan

A Gold Loan is a secured loan option where individuals can pledge their gold jewelry or ornaments as collateral to access quick funding. It’s an ideal solution for people who need immediate financial assistance without the hassle of a lengthy application process. At StarInvest, we offer flexible gold loan solutions tailored to meet various financial needs, whether it’s for personal emergencies, business ventures, or to fulfill other requirements. Our process is transparent, fast, and customer-centric, ensuring you get the best value for your gold with competitive interest rates and flexible repayment terms.

Eligibility Criteria:

1. Age Requirement: Applicants must be between 18 and 65 years old.
2. Gold Ownership: The gold pledged should be in the form of jewelry, coins, or any other ornaments and must be in the applicant’s ownership.
3. Income Proof: While gold acts as collateral, providing proof of income is essential for assessing your repayment capacity.
4. Identity and Address Proof: Applicants must submit valid government-issued identity proof (Aadhaar card, Passport, etc.) and address proof (Electricity bill, ration card, etc.).
5. Credit Score: While the loan is secured by gold, a good credit score enhances the chances of a higher loan amount and better terms.

Documents Required:

• Proof of identity (Aadhaar card, Passport, Voter ID, etc.)
• Proof of address (Utility bill, Rental Agreement, etc.)
• Income proof (Salary slip, Income tax returns, etc.)
• Ownership proof of gold (Bill or certificate for the gold ornaments)

With StarInvest's Gold Loan service, the process is streamlined for your convenience. Apply online, get your loan amount sanctioned quickly, and use your gold to unlock the financial support you need.