Business Loan

At StarInvest, we understand that businesses require financial support to grow, expand operations, manage working capital, or invest in new opportunities. Our business loans are designed to provide quick and flexible funding solutions to entrepreneurs, startups, and established enterprises. Whether you need funds for equipment purchase, business expansion, inventory stocking, or operational expenses, StarInvest ensures a hassle-free loan process with competitive interest rates and minimal documentation. With our customized loan options, we empower businesses to achieve their financial goals without unnecessary delays.

Eligibility Criteria for Business Loan

To qualify for a business loan with StarInvest, applicants must meet the following eligibility requirements:

1. Age Criteria – The applicant must be at least 21 years old at the time of loan application and not exceed 65 years at the time of loan maturity.
2. Business Vintage – A minimum operational history of 1-3 years, depending on the loan amount and industry type, is required.
3. Credit Score – A CIBIL score of 650 or above is preferred to ensure creditworthiness.
4. Business Turnover – The business should have a stable and verifiable annual turnover meeting StarInvest’s minimum revenue requirements.
5. Type of Business Entity – Sole proprietors, partnerships, private limited companies, and LLPs can apply.
6. Financial Health – The business should have consistent income and a profit-making track record.

Documents Required for Business Loan

To streamline the application process, applicants need to provide:

1. KYC Documents – PAN card, Aadhaar card, Passport, or Voter ID.
2. Business Proof – GST registration, business registration certificate, or trade license.
3. Financial Documents – Bank statements (last 6-12 months), audited balance sheets, profit & loss statements.
4. ITR Records – Income tax returns for the last 2-3 years.
5. Collateral Documents – If applying for a secured business loan, relevant asset ownership papers.

At StarInvest, we aim to make business financing fast, efficient, and tailored to your needs. Apply today and take your business to new heights!